Best Travel Insurance Companies Of 2020
Insuranks.com, an educational insurance website for insurance consumers, has recently rated this year’s best travel insurance companies: HCCMIS Atlas, VisitorsCoverage, and AXA Travel Assistance.
There aren’t many guarantees in life. Accidents can happen every time, with little to no warning at all. While unexpected, unfortunate things may befall us at any minute, we make sure to watch our backs without the need to worry about it every once in a while. After all, we only live once. How do we do that? We do it with insurance.
Insurance companies offer the best possible security in life, life insurance for medical accidents, home insurance for property damages, car insurance for road accidents, and many more. When life gets tough, we have insurance to rely on. Same goes for travel insurance for travel medical expenses.
While people live their best lives – exploring the world and traveling the globe, safety is the number one priority. Going to a strange land for the first time and embarking on a journey is exciting, but it can be pretty tough like diving into the unknown. Hence, there are travel insurance companies that offer security should they meet unfortunate circumstances out there.
Insuranks.com reviews the best travel insurance companies among the sea of insurance companies out there for your travel insurance needs.
Tokio Marine HCCMIS Atlas Travel Insurance
Services
While abroad, HCCMIS Atlas provides coverage for those with specific needs in traveling. Their travel insurance is created for:
- Travelers who are looking for coverage in unforeseen medical costs, along with any COVID-19-related charges.
- Travelers who want to create a customizable insurance plan for their individual needs.
- Insurance coverage complete with insurance essential and other particular needs.
The company’s overall maximum limit for the travel insurance plan can reach up to $1,000,000 in assistance with specific age demographics. They have emergency travel benefits but are more adept at the impromptu medical crisis.
For those looking to travel but are worried about their illness or unexpected injuries and its medical expenses in a strange land, HCCMIS Atlas takes care of the worry. The company will handle any unfortunate medical needs while its clients explore other territories all around the world.
Clients
The company reaches out to a broad audience demographic to offer its wide array of travel assistance. These audiences include:
- International citizens who are travelling or living outside their country of origin wanting to appendage their home country’s medical insurance plans
- Any U.S. original citizen who is traveling or living outside the country
- Employees from any US-based corporation, along with their families who are traveling or living abroad
- Missionaries serving away from their own country from any mission-sending organization
- Teachers or students from different universities, along with their families who are traveling or living abroad
Rating
Insuranks has given this company an 8.7/10 rating for its services and loyalty to its clients. It gives people the option to choose their own coverage and even create their own. The process is fast and smooth and ready to go before the travel even takes place. The rating truly fits its identity as an insurance provider.
VisitorsCoverage
Services
For all ages and international origins, traveling has been made easy by VisitorsCoverage. It offers a wide range of travel insurance services for international visitors wishing to have a smooth and worry-free trip. From medical insurance to emergencies, the company looks to provide excellent coverages for destinations all over the globe.
VisitorsCoverage offers:
- Travel Medical Insurance
- Trip Insurance
- Travel Insurance for the United States
Each of these offerings has its own list of a wide variety of corresponding plans and coverages from prominent insurance companies available to everyone. With many different plans to choose from, clients can also reach out to the company for specific programs tailored to their visiting needs.
It provides up to $25,000 in assistance for its travel medical insurance plan. With its excellent service, it is also cheap to buy and easy to use.
Clients
When it says all ages and origins, it is serious. All are welcome to apply and avail of its services when traveling to the U.S. or any other tourist destination.
The clients include:
- International travelers,
- Students,
- Immigrants
- And more
Clients have attested to its excellent value for customer service and pleasant online experience. Its website has made travel insurance easier.
Rating
With a 9.8 rating in Insuranks, the company lives up to its name. It has a comprehensive list of insurance plans for different kinds of travelers and provides thorough information on its terms and how it works. It includes a list of varying insurance partners that offer the individual services complete with ratings and availability in different countries. It is an overall excellent travel insurance provider.
AXA Travel Assistance
Services
AXA Travel provides basic yet professional travel insurance to assist its clients who are looking to travel abroad with the best possible care and options for a safe and worry-free journey. It offers different kinds of services in terms of coverage and plans.
It offers coverage in:
- Emergency medical assistance
- Trip cancellation
- Travel inconvenience
- Emergency evacuation
Travelers abroad away from home can enjoy the best possible care in terms of a 24-hour emergency trip equipped with comprehensive medical benefits, along with refunds of travel expenses, protection on personal liabilities, and any unexpected personal accidents.
AXA is broad and helpful with transparent terms and applications that have been made accessible by its website.
Clients
AXA’s travel assistance is available to everyone, with different offerings in different countries covered by the group. While the company is based in the U.S., its services reach out to different parts of the world.
Its services are made available for:
- Corporations
- Students groups
- Consumers (travelers, visitors, immigrants)
Clients have certified the company’s ability to provide a significant and valuable experience for travel security.
Rating
The company has received a high rating of 8.6 out of 10 from Insuranks. It reflects its easy to use services and protection in medical and emergencies. Moreover, it provides quick processing and friendly service to its customers in the face of unexpected flight situations. Overall, it has a good reputation as an insurance provider.
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